Clearing foreclosures and short sales inventory need an elevated fortitude and real estate savvy practitioners. Welcome to the incredible site of diversified and excellent short sale moguls RoQuanda Roshard Guy and Shari Roberts. We are Miami’s, West Palm Beach, Boca Raton, and Wellington’s short sale agents. We work with all financial institutions, homeowners and Realtors in any state to make streamlining the short sale process quick and effective without a lengthy negotiation period and any delays.
A short sale is the act of selling a property after the homeowner has found themselves behind in payments. During the property’s short sale, the lender may accept the offered amount even if it’s less than the owed amount. Negotiating a short sale successfully allows homeowners to free themselves from their current situation legally. Short sales require experienced Realtors that understand the entire short sale process from beginning to end.
Short Sale is when a lender agrees to accept less than the amount owed on the home mortgage.
Banks approve short sales when they believe a hardship situation exists and can be proved.
RoQuanda Roshard Guy is a certified and licensed REALTOR who works for eXp Realty, LLC based in Loxahatchee, Florida.
RoQuanda earned a Master’s degree in Educational Leadership from Nova Southern University. Her robust passion for the real estate industry along with her educational and professional experiences has crafted her to be an exceptional realtor for both first time buyers and sellers. RoQuanda is also a Short Sale & Foreclosure Resource Specialist committed to offering superior services to all her customers. Hiring RoQuanda to help you with a short sale transaction, a seller or buyer will never pay for her services.
RoQuanda’s successful stories in real estate property sales can be attributed to her continued hard work and personal integrity. As a marketing expert, every detail of her foreclosure and short sales are founded on strong and detailed negotiation skills.
RoQuanda has served many clients in residential sales who have typically returned for additional transactions or refer their friends and family members. RoQuanda represents sellers, buyers, seasonal investors and families needing to sell their property after a divorce. Feel free to contact RoQuanda to know more about her additional services.
Shari Roberts is a licensed REALTOR who works for eXp Realty, LLC based in Loxahatchee, Florida.
With a Masters Degree in teaching, having been a transaction coordinator, working for a mortgage broker and a title company and being a Realtor since 2001, Shari has learned Real Estate from the inside out.
Completing her first short sale in 2008 and working closely with title companies and attorneys, she is now in the best position to continue to successfully negotiate your short sale and bring you to the desired result.
Furthermore, since rarely are lending institutions local to the actual property, I am able to negotiate short sales in all fifty states!
I can bring a Realtor’s listing ready and able to close, or work with you directly if you are local to our area.
My services are never paid by the seller or buyer and the ultimate goal is to have the homeowner successfully sell the property and move on to their next chapter. Let me assist you like I’ve assisted countless others in transitioning from something very difficult and emotional to successful and having peace of mind.
Our Short Sale Services are 100% Free to You.
Are You Facing Foreclosure?
Are you Behind in Your Mortgage?
Call us today and let’s talk!
Let’s compare a Short Sale by looking at Refinance, Deed In Lieu and Foreclosure.
Short sale is when the house is worth less than the homeowner owes on the property. On real estate short sale definitions and explanation, you will note the following key aspects. Short sale does the following:
Refinance is a type of financial aid that may allow you to keep your home even if you can’t afford your existing mortgage.
It means that the Lender provides a principal reduction of mortgage cost, which lowers your monthly payment to affordable levels.
May allow you to keep your home.
Even if you can’t afford your existing mortgage.
The Lender provides a principal reduction.
Lowers your monthly mortgage payment to affordable levels.
To understand what short sale in real estate means, you should know that foreclosure entails the following:
Eviction from your home — you’ll lose your home and any equity that you may have established.
Stress and uncertainty of not knowing exactly when you will have to leave your home
Damage to your credit — impacting your ability to get new housing, credit, and maybe even potential employment for many years
May owe a deficiency balance after the foreclosure sale.
Lose any relocation assistance or leasing opportunities that may be available with other options
Forfeit ability to get a Fannie Mae mortgage to purchase another home for at least 7 years (Fannie Mae guidelines)
A deed in lieu is a document that transfers the title of a property from the property owner to their lender in exchange for being relieved of the mortgage debt.
It allows you to avoid or minimize any deficiency on your mortgage.
The loss the lender takes on the difference between the current, fair market value for your home and the balance of your home loan.
It may give you help moving.
It could reduce the hit to your credit.
In our many years of experience, we have learned a lot. To help you out we have prepared a guide about short sales that you can download. You are welcome to grab our free short sell guide by filling up the form below and the download link will be generated after clicking the download button and also sent to your email. It will be yours and you can always come back to it later. Reading this guide is very convenient and easy and it points out the best tips and tricks that will help you learn and decide if short sale right for you.
Get Started Today! Grab Our Short Sale Guide.
We will ask for the following information from you.
These documents are needed to prove your financial insolvency:
· Bank Statements
· W2
· Paycheck Stubs
· Property Tax Bill
· Homeowner’s Insurance Policy
· Monthly Bills
· Additional Liens
· Hardship Letter and Documentation
To speak with the lender on your behalf, we will need to obtain and submit your written
authorization. Then we can call the lender and ask for the Short Sale application packet.
We will list your home at the full market value or just below initially because the lender wants to see we are trying to get as much out of the property as we could.
Once an offer is received, you will need to approve the offer first and then we will submit the
offer with a proposal pack to the lender for approval. If the lender accepts the initial offer,
the buyer must be able to close in 30 days.
We will work diligently to negotiate with your lender to get the acceptance letter. Our team
will ask the lender to report the Short Sale as Settlement in Full with a full release of liens.
If you’re ready to start the short sales process fill out the request form below or call us at NR. Make it happen and save your financial portfolio from crumbling because COVID-19 is taking no prisoners. It’s better to think and move smartly so feel free to consult with us first.
Our team of professional have over 18 years of experience with Short Sales. Foreclosures situations tend to be extremely time-sensitive, and every moment counts.
Call for a free consultation today.
